What are service charges?
If your flat is part of a block of flats, you
pay a share of the costs of maintaining the block and providing
services such as caretaking and so on. Please check your lease
These costs are called service charges and are
for the following services:
- Ground rent and buildings insurance
- Routine repairs, cleaning, maintenance, major repairs and
- Electricity charges for any shared areas, for example,
lighting, power to lifts and controlled-entry systems
- Administration charges.
The buildings insurance policy covers your
flat and the block it is in. The buildings insurance policy does
not cover your furniture or personal belongings. We strongly advise
you to buy contents insurance to cover your furniture and personal
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